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housing expense ratio

См. также в других словарях:

  • Housing Expense Ratio — A ratio comparing housing expenses to before tax income that is used by lenders to qualify borrowers for a mortgage. The housing expense measure includes mortgage principal, interest payments, property taxes, hazard insurance, mortgage insurance… …   Investment dictionary

  • Total Housing Expense — The sum of a homeowner s monthly mortgage principal and interest payments, hazard insurance premiums, property taxes and homeowner s association fees, plus monthly debt service. Monthly debt service consists of payments on credit cards,… …   Investment dictionary

  • Qualification Ratio — Ratio of debt to income and housing expense to income that is used by mortgage lenders to determine a borrower s credit worthiness for certain loan amounts. Generally, a borrower s debt to income ratio, which includes housing expenses plus long… …   Investment dictionary

  • Housing in Japan — A public housing building provided by the government of Tokyo …   Wikipedia

  • Debt-to-income ratio — A debt to income ratio (often abbreviated DTI) is the percentage of a consumer s monthly gross income that goes toward paying debts. (Speaking precisely, DTIs often cover more than just debts; they can include certain taxes, fees, and insurance… …   Wikipedia

  • Economic Affairs — ▪ 2006 Introduction In 2005 rising U.S. deficits, tight monetary policies, and higher oil prices triggered by hurricane damage in the Gulf of Mexico were moderating influences on the world economy and on U.S. stock markets, but some other… …   Universalium

  • Qualifying Ratios — A set of ratios that are used by lenders to approve borrowers for a mortgage. The borrower s front end ratio, which is the total housing expense compared to the borrower s gross monthly income, is compared to the borrower s back end ratio, which… …   Investment dictionary

  • Roommate — A roommate is a person with whom one shares a residence who is not a relative or significant other. Synonyms include suitemate, housemate, or flatmate ( flat : the usual term in British English for an apartment). In the UK, the term roommate… …   Wikipedia

  • Germany — /jerr meuh nee/, n. a republic in central Europe: after World War II divided into four zones, British, French, U.S., and Soviet, and in 1949 into East Germany and West Germany; East and West Germany were reunited in 1990. 84,068,216; 137,852 sq.… …   Universalium

  • japan — japanner, n. /jeuh pan /, n., adj., v., japanned, japanning. n. 1. any of various hard, durable, black varnishes, originally from Japan, for coating wood, metal, or other surfaces. 2. work varnished and figured in the Japanese manner. 3. Japans,… …   Universalium

  • Japan — /jeuh pan /, n. 1. a constitutional monarchy on a chain of islands off the E coast of Asia: main islands, Hokkaido, Honshu, Kyushu, and Shikoku. 125,716,637; 141,529 sq. mi. (366,560 sq. km). Cap.: Tokyo. Japanese, Nihon, Nippon. 2. Sea of, the… …   Universalium

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